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Insurance Marketplace


SBSB is here to guide you through the complexities of today’s insurance marketplace. SBSB will help you help you find the best plan, at the best price, for your business, your employees and your family.

We hope you find our website a useful resource. But, if you need live help, call Toll-Free
800-315-9933
and get expert advice from a licensed professional on your insurance needs.

All health insurance plans that SBSB, and its affiliate SBIA, offers meets the Massachusetts Minimum Creditable Coverage (MCC) requirements effective for Massachusetts residents as of 1/1/2009, as a result of an amendment to the MA Health Care Reform legislation of 2006.




PLANS

Employee Benefit Plans

Find comprehensive coverage for your business, your employees, yourself, and your family.


For more information click here.




COVERAGE

Your Business & Your Employees

We offer plans that deliver quality health care coverage, at costs your small business can afford.

Surveys show that employees value health insurance benefits second only to salary. By offering group health insurance benefits to your employees, you may find it easier to hire and retain the best workers for your company.

Plus, there are a variety of tax incentives available to you and your employees when you participate in a group health insurance plan. In affiliation with the Small Business Insurance Agency, Inc. (SBIA), SBSB partners with thousands of small business owners, guiding them through the ever-changing and complex purchase of group insurance benefits. SBIA understands the unique needs of small business owners, self-employed and home-based entrepreneurs. SBIA represents highly reputable insurance carriers—names you know and trust.

To speak with a licensed professional who will work with you to address the complex and unique needs of your business, call the Private Client Group Toll-Free 800-548-6900 now.


You & Your Families

We make it easier than ever for you to find just the right coverage to fit your needs and your budget, with plans for individuals and families.

Many people believe that an individual health insurance policy will have less coverage, at a higher price, than a group plan. This is not the case. While business owners can offer individual health insurance to their employees, and pay a portion of the employee costs, it doesn’t necessarily mean that it will be less expensive. Savvy individuals can save money by purchasing a policy on their own.

Health insurance should be part of your financial plan; it is needed by everyone (and in Massachusetts it is required). Additionally, studies show that there is a link between having health insurance and being healthy—people who have health insurance have a regular doctor, are more likely to get routine and preventative care, and seek out care when they need it.

When life changes occur—starting your own business, taking early retirement, or accepting a new job with a company that doesn’t provide health insurance—you may need to purchase individual insurance. Protect yourself and your family from the unexpected expenses associated with illness or injury and purchase health insurance today.

To get expert advice and a Quik Quote from a licensed professional on health and dental insurance, call Toll-Free 800-315-9933 now.




PRODUCTS

Products and Services


  • Health Insurance
  • Dental Insurance
  • Disability Income Protection
  • Vision Care
  • Wellness Programs
  • Section 125 Plans
  • Health Savings Accounts (HSA)
  • Health Reimbursement Arrangements (HRA)

  • Long Term Care Insurance
  • Term Life Insurance
  • Permanent Life Insurance
  • Retirement Planning Services
  • Estate Planning Services
  • Business Insurance
  • Homeowners Insurance
  • Automobile Insurance


CARRIERS

SBSB, in affiliation with SBIA, works with quality insurance carriers to provide coverage for your business, your employees and your families. To download a printer-friendly list of carriers, click here.

For more information about the products in your state, or if you need live help, please call Toll-Free 800-315-9933.

Group & Individual Health Insurance Plans




 
   



Dental & Vision Care Plans







Term Life, Disability Insurance & More




 


E-PAY

E-Pay System


Coming Soon!


RESOURCES

Resources

To ensure you make an educated buying decision SBSB provides several valuable resources. There are many factors to investigate and understand before buying an insurance policy that fits the needs of your business, your employees, and your family.


Frequently Asked Questions: Health Insurance
Frequently Asked Questions: Health Savings Accounts
Frequently Asked Questions: Life Insurance
Understanding Life Insurance
Term Life Insurance Glossary
Understanding Long Term Care Insurance
Long Term Care Insurance Glossary

We hope you find these resources helpful. However, if you have more detailed questions call Toll-Free 800-315-9933 to speak with a licensed professional.



   
      A National Organization for Small Business | Worcester, MA | Toll-Free 800-343-0939 | info@sbsb.com